Privacy Policy

Privacy Policy for https://apk.phonhay.com/
Effective Date: 11/09/2024


At https://apk.phonhay.com, we view the protection of privacy of visitors and customers as paramount. Our Privacy Policy summarizes how we collect, use, store, and protect your personal information when you visit or interact with our website, our content, or our services. By using our website, you hereby consent to the practices described in this Policy.

  1. Information We Collect
    We collect the following personal and non-personal information:
    Personal Information:
    Personal Information: Information that personally identifies you. Examples include:
    Name https://apk.phonhay.com/
    Email address: fddgd@gmail.com
    Phone number: 534543453
    Mailing address 43436
    Date of birth 4/5/2022

Cookies and Tracking Technologies:


We also use cookies, beacons, and other technologies to improve your browsing experience and collect data on the usage of our website. Cookies are small text files placed on your computer or mobile device when you visit a website. You can modify your browser to reject certain cookies, or to notify you when a cookie is set; however, if you do so, some features of this site may not operate correctly.

  1. HOW WE USE YOUR INFORMATION

  2. We use the information we collect for a variety of purposes, including but not limited to:
    Providing Services: To provide you with information and resources about insurance options in Europe, and to help you make an informed decision.
    Communication: to be able to contact you regarding your questions, insurance choices, changes in our services, offers that may be of interest, or other information.
    Personalization: so we can personalize your experience on our website with specific content and offers that you might find most relevant.
    Website Improvement: The tracking and analysis of usage patterns for improving our website, content, and services.
    Legal Compliance: To the extent necessary, for the purpose of compliance with applicable laws, regulations, and legal processes, and to respond to lawful requests or to enforce our Terms and Conditions.
  3. Sharing of Your Information
    We will never sell, rent, or trade your personal information with third parties. In certain circumstances, however, we may share your information as follows:
    Service providers: We share your data with our service providers who support us in providing our Website and the Services, including email delivery services, payment processors. Our service providers are contractually obliged to keep your data strictly confidential as per data protection laws.
    Insurance Providers: We share your information with a few selected insurance providers only at such time when you request us to forward a specific request to one of these providers or obtain a quote on any such insurance products. The selected insurance provider will use your provided information solely for the purpose of your request and for the provision of services.
    LEGAL REQUIREMENTS: We may disclose your information in certain situations where required by law, legal process or governmental regulation, or when it may be necessary to protect our rights, the others’ rights or our property.
    Business Transfers: If we are involved in a merger, acquisition, or sale of all or part of our business, your information may be transferred as part of that transaction. We will notify you of such a change by updating this Privacy Policy.
  4. Data Security
    We follow the policy of protecting your personal information, and for such purposes, we take all reasonable and appropriate technical and organizational measures to protect it from unauthorized or unlawful processing and from accidental loss, destruction, or damage. Even so, no data transmitted over the internet can be entirely secure during transmission, and similarly, no electronic storage of data can be completely guaranteed to be secure.
  5. Your Rights
    Depending on your jurisdiction and the laws in your location, you have some rights to personal information, as explained below:
    Access: You have the right to request access to any of your personal information we have.
    Correction: You may request correction or updating of your personal data in case of incompleteness or inaccuracy.
    Deletion: You have the right to request that we delete your personal information, subject to any legal or contractual obligations we may have.
    Objection: You have the right to object in certain circumstances to the processing of your personal data, including for marketing purposes.
    Consent Withdrawal: If any processing of personal data is based on your consent, you have, at any time, the right to withdraw granted consent by writing to us.
    Data Portability: You will have the right to obtain your personal data in a commonly used, machine-readable format.

To exercise your rights, or if you have any other concerns over how we use your information, you can use the contact details below.

  1. Links to Third Parties Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
  2. Children’s Privacy

Our website is not targeted to persons less than 16 years of age. We do not knowingly collect or solicit personal information from children under the age of 16, nor do we knowingly market our products to such children. If we learn that we have inadvertently collected personal information from a child under 16, we will take reasonable steps to delete the information.

  1. International Data Transfers Because we are a global organisation, your personal data will be transferred to and stored in countries other than the United States. Such countries may provide a different level of information protection than your country, but we always take appropriate measures to protect such data in accordance with the prevailing data protection laws.
  2. 9. Changes to This Privacy Policy We may change this Privacy Policy. If we do, we’ll update the “Effective Date” at the top of the page and let you know what changed. We encourage you to review this Privacy Policy periodically to stay informed about our practices for collecting, using, sharing and protecting your information.
  3. 10. Contact Us If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at: https://apk.phonhay.com/ Florida street no. 36 fdgdf@gmail.com 4654434012 By using our website, you are agreeing that you have read and understand this Privacy Policy and agree with the practices described herein. Please do not hesitate to change all those details that may suit your enterprise and meet the legally identified demands of countries where you operate.